Cheap car insurance first time driver
If you are new to driving it might be better, unless you have a lot of money, to begin with a car from your lower insurance group. When you can build up and maintain a no-claims profile with no penalty points, you have to be able to move up the automobile insurance groups without significantly replacing the same with premium.
The idea is always that cheap car insurance for young drivers must be competitive because you are reducing the middleman, hence the insurer can pass the savings to you. However you will need to do the leg-work though, which can take a few hours, however it will be time spent well. You should call no less than three insurance companies before selecting a policy. And remember you could often save between 10% and 20% from the internet. Most insurance companies offer cheap car insurance for first time drivers online. So if you get a telephone quote you will want to check you are not losing a deal which you can only get online, even through the same insurance company.
First Time Driver Information
There's no shortage of websites that will let you compare car insurance policies and prices between different automobile insurance companies. But to get the best possible deal, you will need to spend a few minutes making sure that you are answering every one of the questions correctly prior to deciding to jump online.
Don't believe, however, that you can get away with only taking a look at comparisons on one website. Each website only compares a tiny handful of insurance companies. In the event you really and wish to make sure that you are getting the most effective deal possible on the car insurance, then you should bite the bullet and consider the extra time to make the same comparisons on at least 3 different websites.
An alternate way to secure cheap car insurance for first time drivers is to pay up front for the policy. Paying by monthly instalments may appear to be the cheaper option but some insurers will charge interest on the payments (up to 25% APR) and also this could effectively clear any perceived savings you made on the policy.
First Time Driver Information
Also attempt to add breakdown cover on the policy if provided by the insurer as this could save you a lot of money in the end and is usually quite economical considering the peace of mind it delivers. You save $50-$100 by getting your breakdown cover using this method.
So, before purchasing low cost car insurance for young drivers it could be wise to view the motor insurance groups that a particular car falls into. These motor insurance groups classify cars inside a certain level of insurance each car is assigned a bunch starting from one and ending at twenty. Purchasing a car relative to the least expensive group would be a more sensible way to save money on insurance.
First Time Driver Information